About us
Upstart is the leading AI lending marketplace.
We aim to radically reduce the cost and complexity of borrowing for all Americans by using our proprietary AI models to remake the entire lending process. Long-term, our vision is to become the always-on, everything-store for credit, where we can automatically approve borrowers at the right prices – instantly and effortlessly.
Since inception (as of Q1’26)1:
Loan volume:
6M+
Originations:
$57B+
Repayment
events:
events:
110M+
Bank partners:
100+
Upstart AI Day 2025
Upstart's inaugural investor day featured presentations from senior leadership, offering insights into the company’s industry-leading AI platform, the structural advantages of its business model, and the expansive growth opportunity ahead.
Shareholder letter
The opportunity to radically transform access to credit with AI is unimaginably large and we want to offer the world a courtside seat as this future unfolds.
Dave Girouard
Executive Chairman